Access your Book of Business.
Annual planned premiums should not exceed 20% of household annual income or planned premiums in the first 10 years should not exceed 50% of current net worth.
|25 and under||25|
55% of projected net worth based on chart below.
|to 54||6% for 15 Years|
|55-66||6% for 10 Years|
|67-70||6% for 5 Years|
|71+||6% for 2 Years|
Up to 75% of outstanding loan balance
Coverage consideration will be up to 50% of the largest amount of coverage on either parent or guardian’s life up to a maximum of $500,000.
Average of most recent 3 years of gifts to the charity time the lesser of 10 years or remaining life expectancy.